Legal

89atm Terms and Conditions – Rules, Bonuses & Fair Use

These Terms and Conditions govern your use of the 89atm platform. Please read them carefully before registering an account or placing any bets. By using 89atm, you confirm that you have read, understood, and agreed to everything outlined here.

Last updated: June 2026  |  Applies to all 89atm players
Key Points

What These Terms Cover

Six areas every 89atm player should be familiar with before they start playing.

Account Eligibility

You must be at least 18 years old to register and use 89atm. One account per person is permitted. Providing false information during registration is grounds for immediate account suspension and forfeiture of any balance.

Deposits & Withdrawals

All transactions are processed in PKR. Deposits via JazzCash, Easypaisa, Raast, bank transfer, and mobile wallets are supported. Withdrawals are returned to the same method used for the deposit and are subject to identity verification.

Bonus Rules

All bonuses come with wagering requirements that must be met before any related winnings can be withdrawn. The specific requirements for each promotion are published on the Promotions page and apply at the time of claiming.

Fair Use & Prohibited Activity

Abuse of bonuses, use of automated software, collusion, or any attempt to exploit platform vulnerabilities is strictly prohibited. 89atm reserves the right to close accounts and void winnings where such activity is detected.

Responsible Gaming

89atm provides deposit limits, session reminders, and self-exclusion tools. Players are encouraged to use these features to keep gaming within their personal boundaries. Gaming is for adults who can afford to play for entertainment.

Privacy & Data

Your personal and financial data is processed in accordance with 89atm's Privacy Policy. Data is used to operate your account and process transactions. It is not sold to third parties outside of necessary payment processing relationships.

01Introduction

Welcome to 89atm. These Terms and Conditions ("Terms") form a legally binding agreement between you ("the Player," "you," "your") and 89atm ("the Platform," "we," "us," "our") governing your access to and use of the 89atm website and all related services, including casino games, live casino, slot games, promotions, and payment facilities.

By registering an account, logging in, or using any part of the 89atm platform, you confirm that you have read these Terms in full, that you understand them, and that you agree to be bound by them. If you do not agree with any part of these Terms, you must not use the platform.

89atm is an online entertainment platform. All gaming activities on this platform are for recreational purposes. The platform is intended for adults aged 18 and above who are engaging voluntarily and within their personal financial means. These Terms should be read alongside the Privacy Policy and Responsible Gaming guidelines, which are incorporated into this agreement by reference.

These Terms apply to all players regardless of the device or method used to access 89atm, including the website, mobile browser, and the 89atm app.

02Eligibility & Account Registration

To register and maintain an account on 89atm, you must meet the following eligibility requirements at all times:

  • You must be at least 18 years of age.
  • You must be registering on your own behalf and not on behalf of any third party.
  • You must not be a current employee, contractor, or affiliate of 89atm or any of its partner organisations.
  • You must be legally permitted to participate in online gaming activities in your personal jurisdiction.
  • You must not have a currently active 89atm account, including one that has been suspended or closed.

Each player is permitted to hold one account only. Opening duplicate accounts — whether under the same name, different names, shared devices, or shared payment methods — is not permitted and will result in the closure of all associated accounts and forfeiture of any balances held within them.

When registering, you must provide accurate, complete, and current information. This includes your full legal name, date of birth, and valid contact details. 89atm reserves the right to request supporting documentation to verify the information provided at any time. Accounts where verification cannot be completed may be restricted from withdrawals until documentation is received and approved.

Important: Providing false or misleading information during registration or at any subsequent point is a violation of these Terms and may result in immediate account closure, forfeiture of all balances, and reporting to relevant authorities where legally required.

You are solely responsible for maintaining the security of your account credentials. 89atm will not be held liable for any losses resulting from unauthorised access to your account where the loss occurred due to failure to keep your login details secure. If you suspect unauthorised access, contact the support team immediately.

03Deposits & Payment Methods

89atm accepts deposits in Pakistani Rupees (PKR) only. The platform supports the following payment methods for deposits:

  • JazzCash
  • Easypaisa
  • Raast
  • Bank Transfer
  • Debit and credit cards
  • Approved mobile wallets

Minimum and maximum deposit amounts apply per transaction and per payment method. These limits are displayed during the deposit process before you confirm. Deposits are generally credited to your account within a few minutes of successful processing. In rare cases involving bank transfers, processing may take longer.

89atm does not accept deposits made by third parties. All funds deposited must originate from a payment account or method registered in your own name. Depositing funds from an account that does not belong to you is a breach of these Terms and may result in account suspension pending investigation.

89atm does not charge fees on deposits, though your payment provider may apply their own transaction charges. Check with your JazzCash, Easypaisa, or bank account provider if you are unsure about any applicable fees on their end.

By depositing funds, you confirm that the money being deposited is not proceeds of any unlawful activity and that you are authorised to use the payment method provided.

04Withdrawals

Withdrawal requests are processed back to the same payment method used for the original deposit wherever possible. This is a standard anti-fraud measure that protects both the player and the platform. If your original deposit method cannot receive funds, the support team will work with you to arrange an alternative after identity verification.

Before a withdrawal can be processed, the following conditions must be satisfied:

  • Your account identity verification must be complete and approved.
  • Any applicable bonus wagering requirements attached to your current balance must be fully met.
  • The withdrawal amount must meet the minimum threshold applicable to your chosen payment method.
  • No active fraud investigation or account review is pending on your account.

Withdrawal processing times vary by payment method. JazzCash and Easypaisa withdrawals are typically processed within a few hours. Bank transfers may take one to three business days. 89atm aims to approve withdrawal requests promptly, but reserves the right to extend the review period where additional verification is required.

89atm does not deduct fees from withdrawals on its end. However, your payment provider may apply their own charges. The amount you request is the amount 89atm sends; any deductions beyond that are the responsibility of your payment provider.

Reminder: Withdrawals are only available to players who have completed at least one qualifying deposit. Bonus-only balances without any real-money deposit history are not eligible for withdrawal until wagering conditions are satisfied.

05Bonuses & Promotions

89atm offers a range of bonuses and promotions including welcome bonuses, reload offers, free spins, cashback deals, and seasonal promotions — particularly around Pakistan Super League (PSL) season, T20 tournaments, and other major sporting events. Each promotion has its own set of terms that are published on the Promotions page at the time the offer is active.

General bonus terms that apply across all 89atm promotions unless stated otherwise:

  • All bonuses carry a wagering requirement that must be completed before bonus-related winnings can be withdrawn.
  • Wagering requirements are calculated on the bonus amount unless the specific promotion states otherwise.
  • Not all games contribute equally to wagering requirements. Slot games typically contribute 100%; live casino and table games may contribute at a lower rate. Contribution rates are stated in each promotion's individual terms.
  • Bonuses are awarded to one account per household, per device, and per IP address.
  • Bonuses cannot be transferred between accounts or combined unless explicitly stated.
  • 89atm reserves the right to withdraw a bonus offer at any time before it has been claimed.
  • If a bonus is claimed in error or based on ineligibility, 89atm reserves the right to remove the bonus and any winnings derived from it.
  • Maximum bet limits apply when a bonus is active. Placing bets above the stated maximum while a bonus is in play may result in forfeiture of the bonus and related winnings.

Bonus abuse — which includes but is not limited to creating multiple accounts to claim the same offer, using betting patterns designed to exploit promotions rather than play for entertainment, or any coordinated activity to misuse promotional offers — is strictly prohibited and will result in account closure.

06Gameplay Rules

All games available on 89atm are provided by third-party game suppliers whose software has been independently certified. The rules of each game are accessible within the game interface. By placing a bet, you confirm that you understand and accept the rules of the game you are playing.

Bets placed and accepted are final. 89atm does not reverse completed bets except in cases of a demonstrable technical error on the platform's part. If you believe a game has malfunctioned or produced an incorrect result, contact support immediately with details of the game, time, and your account information.

In the event of a technical fault, network interruption, or system error that affects a game in progress, 89atm will attempt to resolve the situation fairly based on available game state data. Where a fair resolution cannot be determined, the affected bets may be voided and the staked amounts returned to player balances.

  • Minimum and maximum stake limits are set per game and are visible before placing a bet.
  • Progressive jackpot games follow the rules set by the individual game provider.
  • Live casino games are subject to the rules enforced by the live dealer and studio at the time of play.
  • Game results in all certified titles are determined by independently audited Random Number Generator (RNG) systems.

07Prohibited Activity

The following activities are strictly prohibited on 89atm. Engaging in any of these will result in immediate account suspension, forfeiture of balance, and may result in legal action where applicable:

  • Using automated software, bots, scripts, or any technical aid to gain an unfair advantage in any game.
  • Colluding with other players in any game, including live casino tables.
  • Exploiting software bugs, errors, or vulnerabilities for financial gain. Any winnings obtained in this way are void.
  • Attempting to launder funds through the platform or using 89atm as a channel for any unlawful financial activity.
  • Registering multiple accounts to claim bonuses more than once.
  • Using payment methods that are not registered in your own name.
  • Threatening, harassing, or abusing 89atm staff or other players through any communication channel.
  • Providing false identity documents or misrepresenting personal information at any stage.

89atm monitors account and betting activity on an ongoing basis. Where patterns consistent with prohibited activity are detected, the platform may freeze the relevant account pending review without prior notice. The outcome of such reviews is at the sole discretion of 89atm's compliance team.

08Responsible Gaming

89atm is committed to responsible gaming. The platform is designed for adults who choose to play for entertainment within their personal means. It is not a method of earning income, and bets should never be placed with money that you cannot afford to lose.

The following tools are available to all registered players directly from the account dashboard:

  • Deposit limits — set daily, weekly, or monthly caps on how much you deposit.
  • Session time reminders — receive alerts after a set period of continuous play.
  • Self-exclusion — temporarily or permanently restrict access to your account.
  • Reality checks — periodic on-screen prompts displaying how long you have been playing and your net result for the session.

If you feel that your gaming activity has become a concern, we encourage you to make use of these tools or reach out to our support team to discuss your options. More detailed guidance is available on the Responsible Gaming page.

89atm does not extend credit to players for the purpose of gambling, and the platform does not encourage chasing losses. If you are experiencing financial difficulty, please seek appropriate support before continuing to play.

09Privacy & Data

The personal information you provide when registering and using 89atm is collected and processed in accordance with the 89atm Privacy Policy. By accepting these Terms, you also acknowledge the Privacy Policy, which is available at Privacy Policy.

In summary, your data is used to:

  • Create and manage your account.
  • Process deposits and withdrawals via your chosen payment method.
  • Verify your identity as required for account security and fraud prevention.
  • Communicate with you regarding your account, promotions you have opted into, and platform updates.
  • Comply with any applicable legal or regulatory obligations.

89atm does not sell personal data to third parties. Payment data is shared only with the relevant payment processor (such as JazzCash or Easypaisa) to the extent necessary to complete your transaction. You have the right to request access to the personal data held about you by contacting the support team.

10Limitation of Liability

89atm provides the platform on an "as available" basis. While we make every reasonable effort to maintain consistent uptime and service quality, we do not guarantee that the platform will be available at all times without interruption. Scheduled maintenance, technical issues, or circumstances outside our control may result in temporary unavailability.

To the fullest extent permitted, 89atm shall not be liable for:

  • Any losses arising from platform downtime, technical faults, or interruptions to internet connectivity.
  • Losses resulting from a player's failure to maintain the security of their own account credentials.
  • Indirect or consequential losses of any kind arising from use of the platform.
  • Losses resulting from changes to game availability, promotional offers, or platform features.

Nothing in these Terms limits liability for fraud, wilful misconduct, or any liability that cannot be excluded under applicable law.

11Account Suspension & Termination

89atm reserves the right to suspend or permanently close any account where these Terms have been violated, where fraudulent or prohibited activity has been detected, or where maintaining the account would represent a risk to the platform or other players.

Players may also voluntarily close their account at any time by contacting the support team. Upon closure, any real-money balance remaining in the account (after deducting any bonus funds that have not met wagering requirements) will be returned via the player's registered withdrawal method, subject to standard verification procedures.

Where an account is closed due to a breach of these Terms, any remaining balance may be forfeited at 89atm's discretion depending on the nature and severity of the breach.

12Changes to These Terms

89atm may update these Terms from time to time to reflect changes in platform features, payment methods, legal requirements, or operational policies. When material changes are made, the "Last updated" date at the top of this page will be revised accordingly.

Continued use of the platform after updated Terms have been published constitutes acceptance of the revised Terms. If you do not agree with any update, you should stop using the platform and may request account closure.

We recommend checking this page periodically, particularly if you are a regular player, to stay informed of any updates that may affect how you use 89atm.

13Contact & Support

If you have any questions about these Terms and Conditions, need clarification on a specific clause, or wish to raise a concern about your account or a transaction, the 89atm support team is available 24 hours a day, seven days a week via live chat on the platform.

For general enquiries you can also reach the team by email. Contact details are available in the footer of every page on the 89atm website. The support team will aim to respond to all queries promptly and resolve issues in a single interaction wherever possible.

Need help with responsible gaming tools? Visit the Responsible Gaming page for guidance on deposit limits, self-exclusion, and session management. Our support team can also activate these features on your behalf if you prefer to request them directly.

Get Started

Ready to Play at 89atm?

You have read the Terms — now it is time to enjoy the platform. Register your free account, deposit in PKR via JazzCash or Easypaisa, and start playing today.